1. Acceptance of Terms

Welcome to the Forth Urban Limited website (www.forthurban.com). These Terms of Use (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Forth Urban Limited (“Company,” “we,” “our,” or “us”) regarding your use of our website, services, and related offerings.

By accessing or using our website, services, or any content provided therein, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

2. Description of Services

Forth Urban Limited is a real estate development company based in Abuja, Nigeria, providing:

• Property development and sales services
• Land acquisition and investment opportunities
• Real estate consultation and advisory services
• Property inspection and evaluation services
• Legal documentation and title processing assistance
• Flexible payment plan arrangements

3. Eligibility and Registration

3.1 Age Requirement

You must be at least 18 years of age to use our services or enter into any agreements with us.

3.2 Legal Capacity

By using our services, you represent that you have the legal capacity to enter into binding contracts and are not prohibited from doing so under applicable law.

3.3 Account Registration

Some services may require account registration. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information as necessary
• Keep your login credentials secure and confidential
• Notify us immediately of any unauthorized use

4. Website Use and Restrictions

4.1 Permitted Use

You may use our website for lawful purposes related to:

• Researching our properties and services
• Contacting us for business inquiries
• Accessing publicly available information
• Scheduling property inspections

4.2 Prohibited Activities

You agree not to:

• Use the website for any unlawful purpose or activity
• Interfere with or disrupt the website’s functionality
• Attempt to gain unauthorized access to our systems
• Copy, reproduce, or distribute website content without permission
• Use automated systems (bots, scrapers) to access the website
• Transmit viruses, malware, or other harmful code
• Impersonate any person or entity
• Collect user information without consent

5. Property Information and Listings

5.1 Accuracy of Information

While we strive to provide accurate and up-to-date property information, we cannot guarantee:

• Complete accuracy of all property details
• Availability of listed properties
• Current pricing information
• Exact measurements or specifications

5.2 Property Availability

All property listings are subject to availability and prior sale. We reserve the right to withdraw any property from the market at any time.

5.3 Price Changes

Property prices may change without notice. Final pricing will be confirmed during the purchase process.

6. Purchase and Payment Terms

6.1 Purchase Process

Property purchases are subject to:

• Availability at time of purchase
• Completion of required documentation
• Payment terms and conditions
• Legal verification processes

6.2 Payment Obligations

• All payments must be made in Nigerian Naira unless otherwise specified
• Payment plans are subject to approval and separate agreements
• Default on payments may result in contract termination
• Additional fees may apply for certain services

6.3 Refund Policy

Refund policies vary by property and purchase agreement. Specific refund terms will be outlined in individual purchase contracts.

7. Intellectual Property Rights

7.1 Company Content

All website content, including but not limited to:

• Text, graphics, logos, images, and videos
• Software and website functionality
• Property photos and descriptions
• Marketing materials and brochures

These are owned by or licensed to Forth Urban Limited and are protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes in accordance with these Terms.

7.3 User Content

Any content you submit to us (reviews, inquiries, feedback) may be used by us for business purposes. You retain ownership but grant us a license to use such content.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our privacy practices as described in the Privacy Policy.

9. Third-Party Services and Links

9.1 Third-Party Providers

We may work with third-party service providers for:

• Legal and documentation services
• Payment processing
• Property surveys and valuations
• Marketing and advertising

9.2 External Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of external sites.

10. Disclaimers and Warranties

10.1 Website Availability

We strive to maintain website availability but cannot guarantee:

• Uninterrupted access to the website
• Error-free operation
• Compatibility with all devices and browsers
• Security against all threats

10.2 Information Accuracy

While we make reasonable efforts to ensure information accuracy, we disclaim warranties regarding:

• Completeness of property information
• Market valuations and projections
• Legal advice or recommendations
• Investment outcomes

10.3 “AS IS” Provision

The website and services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, either express or implied.

11. Limitation of Liability

To the maximum extent permitted by law, Forth Urban Limited shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Damages arising from website use or inability to use
• Actions of third-party service providers
• Investment losses or property value fluctuations

Our total liability for any claim shall not exceed the amount paid by you for the specific service giving rise to the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless Forth Urban Limited, its officers, directors, employees, and agents from any claims, damages, losses, costs, or expenses arising from:

• Your use of the website or services
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Your infringement of third-party rights

13. Dispute Resolution

13.1 Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria.

13.2 Jurisdiction

Any disputes arising from these Terms or your use of our services shall be resolved in the courts of the Federal Capital Territory, Abuja, Nigeria.

13.3 Arbitration

We may, at our discretion, require disputes to be resolved through binding arbitration in accordance with Nigerian arbitration laws.

14. Termination

14.1 Termination by You

You may stop using our services at any time. Termination does not affect existing contractual obligations.

14.2 Termination by Us

We may terminate or suspend your access to our services:

• For violation of these Terms
• For fraudulent or illegal activities
• At our sole discretion with reasonable notice
• Immediately for serious breaches

14.3 Effect of Termination

Upon termination:

• Your right to use the website ceases
• Outstanding obligations remain in effect
• Certain provisions of these Terms survive termination

15. Force Majeure

We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to:

• Natural disasters or acts of God
• Government actions or regulations
• Labor strikes or disputes
• Technical failures or internet outages
• Pandemic or public health emergencies

16. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any specific purchase agreements, constitute the entire agreement between you and Forth Urban Limited regarding your use of our website and services.

18. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.

We will notify users of significant changes through:

• Website notifications
• Email announcements to registered users
• Updates during service interactions

19. Contact Information

For questions, concerns, or notices regarding these Terms of Use, please contact us:

Forth Urban Limited
Address: 19 Ali Baba Cres, Jabi, Abuja 900108, Federal Capital Territory
Email: info@forthurban.com
Phone: +2349111658936
Website: www.forthurban.com

20. Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.

These Terms of Use are designed to protect both our users and our business while ensuring transparent and fair service delivery. Please review them carefully and contact us with any questions.